“The British pound is down sharply, following the Bank of England’s latest policy move and amid concerns that the nation’s exit from the European Union will hurt property prices as three funds moved to halt withdrawals.” Foreign investors are looking to withdraw their invested funds from commercial property trusts in the UK. Three large trusts […]
Core Logic have looked at the ATO registration of property investors and written a great report. A must for every advisor and every voter in the forthcoming election. They show that property is heavily taxed and investors are contributing much more in tax then they cost in deductions for negative gearing. They conclude that “Anecdotally, […]
ASIC launches first ‘best interests duty’ case The FOFA legislation has been in place for some time now and enshrines the client’s best interests. This is the appropriate foundation for property investment advice too. It will be interesting to see how this case unfolds and what we learn about the impact of this regulation before […]
Several significant and recent changes to lending policy have stretched the ability of many foreign buyers to settle their active off-the-plan property purchases. They have also coincided with significant policy changes in China, our largest international investor in off-the-plan property. Taken together could they flatten our property market growth? China has changed the rules for […]
How do we learn what we don’t know that we don’t know? We take advice! How do we know we have good advice? The experience of the advisor, their professional qualifications, and their professional indemnity insurance. This article shows that the advice sector is really struggling to inform their audience about what advice delivers. It […]
The negative gearing debate has become rather heated with vested interests and now party policy in an election vying for position. How are we to assess the real issues and recognise a balanced solution? Danika Wright, a lecturer in Finance at the University of Sydney gives us be better framework for our considerations. “Despite being […]
Bernard Salt recently reviewed the employment data for the past six years and identified a number of insights that could give us an inside edge as property investors. We also reviewed the Department of Employment projections on jobs for the next five years to see if we can deepen these insights. What are we […]
The 2016 budget drives investment funds out of superannuation and into other sectors. Where will an extra $3B from high income earners go? Without tax concessions they need more performance from leverage assets. $3B at an 80LVR it is a $15B boost to the property investor sector. Will this cause further imbalance between home owners […]
Women are disadvantaged by the superannuation system in Australia, regularly retiring on lower incomes than men. This imbalance is being addressed by The Senate Economic References Committee. “Australia’s retirement income system…structurally favours higher income earners who work full-time, without breaks, for the entirety of their working life,” the report stated. “Women are more likely to […]
By Rosemary Johnston – Friday, April 29, 2016 The Grattan Institute hit the headlines again this week with a proposal to reduce negative gearing taxation benefits for property investors in a bid to reduce the cost of housing for home owners. They claim that housing affordability is being compromised by investors driving housing prices higher. […]